We can recommend Trade Republic mainly because we use it ourselves. In the Netherlands, there aren’t many easy saving options that give you more than the usual banks. If you look at ABN, ING or Rabobank, the interest on savings is usually around 1% or less, so your money doesn’t really move.

For simple saving, Trade Republic is one of the few places where your balance actually grows a bit. More like keeping steady possession instead of just clearing the ball away.

Quick benefits

• 3% interest on your cash up to €50K. Paid monthly.
• 1% Saveback on everyday card purchases.
• Round‑ups that invest your spare change.
• EU deposit guarantee up to €100,000 (your money has a solid goalkeeper).
• Low‑cost savings plans for ETFs and stocks.

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